Wherever your journey takes you, Fraser Mackinlay Yacht Crew Services travel with you.

  • Wherever your journey takes you, our services travel with you.

  • Whatever your needs, we have you covered.

  • Whenever you need advice, we are here to help.

  • We are dedicated to providing you with the highest standards of advice and service.


On land and at sea

Wherever your journey takes you, our services travel with you. Whatever your needs, we have you covered. Whenever you need advice, we are here to help.

Expertise

A yacht can carry passengers, its crew can’t and neither do we. Our team are all fully qualified and experienced professionals, dedicated to providing you with the highest standards of advice and service.

Now and in the future

You have learned to expect the unexpected but sound planning can help to ensure that your objectives are met, no matter what the weather throws at you.

Bespoke services

We pride ourselves on our ability to create solutions to meet the needs of each individual crew member. Why settle for anything less?

WHEREVER YOUR WORK TAKES YOU . . .

  • Welcome Aboard!
  • International Banking
  • Savings and Investments
  • Private Medical Cover
  • Life Insurance
  • Retirement & Pension Plans
  • Foreign Currency Exchange
  • Car Rental Excess Cover
  • FM specialist Yacht Crew Services

    FM Yacht Crew Services is a specialist division of the FM Group, one of Europe’s leading independent financial advisory firms.

    Our philosophy is to ensure the best outcome for our clients at all times. To achieve this, we invest heavily in the appropriate regulatory and licensing requirements of each market we enter and we only recruit employees of the highest professional standing.

  • An account that's right for you

    The banking needs and requirements of internationally mobile yacht crews are often very different from those of stationary, land based employees. However, simple logistics, combined with the often formidable account opening requirements of domestic retail banks, can present problems for crew members. As too can the need to bank in more than one currency and the need to comply with tax reporting requirements.

    We work with a number of leading international banks and can help you select and open an account that is right for you. Whether you require a multi-currency transactional account or a simple interest bearing deposit account, we can find the right solution for you.

    We can also arrange corporate transactional accounts for individual vessels and management companies.

  • Investing in your future

    One of the principal attractions of working as a crew member in the yachting industry is the opportunity it affords to save and invest a meaningful portion of your net disposable income each month. However, when it comes to savings and investments everyone will have different needs and objectives. These might include future house purchase, retirement funding or perhaps the fulfilment of a lifelong held ambition.

    Whatever your reason for wishing to accumulate capital, it is important that the investments you make are suitable for your needs and capable of meeting your objectives.

    We have developed a range of savings and investment portfolios that can be tailored to meet your personal requirements.

  • Exclusive private medical cover

    We have made arrangements with a number of leading providers of private medical insurance to be able to provide cover that is specifically tailored to meet the requirements of yacht crews.

    We can arrange specialist private medical cover for both individuals and entire crews.

  • Security for life

    The importance of having adequate life insurance cannot be overstated if you have dependents or transferable liabilities.

    We can arrange for suitable cover to be put in place, very often instantly and without a need for medical underwriting.

  • Forward planning

    It is essential that you make adequate provision for your eventual retirement. Unlike other forms of savings, retirement planning is the specific accrual of capital from which to supplement or replace your income from employment.

    If you are a tax resident of a particular country, there might be a suitable domestic retirement product available for your purposes. If not, we are able to create a retirement savings vehicle that will deliver many of the benefits characterised by a domestic product, including regular income payments commencing from a pre-determined date.

    In addition, we can carryout a detailed analysis of any existing arrangement you might have in place, including so called “frozen” schemes, and advise you as to their continued suitability.

  • Money makes the world go around!

    As a crew member you may, from time to time, require the ability to carry out transactions in a foreign currency. Clients of FM Yacht Crew Services are able to benefit from brokerage-free foreign currency purchases, generally at considerably lower costs than those charged by banks and other currency providers.

    This service is only available to clients of FM Yacht Crew Services

  • For your peace of mind

    As an international traveller, you may need to hire a car for business or leisure purposes. In addition to the car rental fee, you will usually be asked if you wish to purchase additional insurance to cover the cost of any excess damage to the vehicle. The cost of this cover can vary considerably, making it tempting to forgo the insurance, but at the risk of facing an expensive repair bill.

    For your peace of mind, we can provide annual worldwide car rental excess insurance cover. This service is only available to clients of FM Yacht Crew Services.

Get in touch today to find out how we can help you.
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